Loans Overview
Private loans can help you pay for school when other aid isn’t enough. We offer private student and parent loans and a refinance loan to support families in covering the cost of education. Our loans have competitive rates and helpful benefits.
ºÚÁÏÍø Student Loan
ºÚÁÏÍø Parent Loan
ºÚÁÏÍø Refinance Loan
Non-New Hampshire Student Loans
Note: Students should take advantage of any federal financial aid available to them by filing the FAFSA before utilizing private loans. Refinancing a federal loan means forfeiting the benefits associated with federal loans. We encourage you to speak with your federal loan servicer and research the options before refinancing a federal student loan.
Frequently Asked Questions
What is a fixed interest rate?
´¡Ìýfixed interest rateÌýis set for the life of your loan andÌý·É´Ç²Ô’tÌýchange over time. Other loans may offer variable interest rates, which change depending on the economy, meaningÌýyour monthly payments can increase or decrease over time.Ìý
Do I need a cosigner?
Not necessarily. Depending on your credit history, you may be eligible to get a loan without a cosigner. However, if you include a cosigner to your loan application, you may be more likely to be approved, and may get a lower interest rate.
Can I talk to a ºÚÁÏÍø loan counselor?
We’re happy to help! We take pride in our ability to serve our customers on a level most larger lending companies cannot.ÌýGet in touchÌý– we can help you by telephone, email, or in person.

About Us
GraniteÌýEdvanceÌýis a nonprofit that helps students throughout the U.S. reach their education and career goals. We offer helpful funding solutions, including the GraniteÌýEdvanceÌýandÌýEdvestinUÌýprivate student loans.
With deep roots in New Hampshire, we help NH students of all ages and backgrounds find their pathway and fund their future. We also partner with the parents, caregivers, educators, and community organizations who support them.
We believe everyone should be able to reach their education and career goals. And when students succeed, our communities and our workforce grow stronger, too.
How to shop for private loans
Do you know the difference between interest rate and APR? It’s important to do your homework when shopping for a private loan. Learn the basics of private loans and what to look for when comparing loans.
